PintoPay Card vs Foton Card Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. PintoPay Card scores higher overall (8.0 vs 6.9), but the better pick depends on what you need.
PintoPay Card
by PintoPay
8.0editor score 4.8/10
Pick PintoPay if you want a card that
- ✓also comes as a physical card
Foton Card Virtual Card
by Foton Card
6.9editor score 5.5/10
Pick Foton Card if you want a card that
- ✓rated higher by users
- ✓cheaper to open
- ✓cheaper to load
Side by side
| PintoPay | Foton Card | |
|---|---|---|
| Editor score | 8.0/10Better | 6.9/10 |
| User rating | 4.8/10 | 5.5/10Better |
| ID check | No KYC | No KYC |
| Card fee | $10.00 | $2.00Better |
| Monthly fee | Free | Free |
| Top-up fee | 2.5% | 1%Better |
| FX fee | Not listed | Not listed |
| Daily limit | $25,000 | No stated limit |
| Cashback | None | None |
| Card type | Virtual and physicalBetter | Virtual |
| Network | Visa | Visa |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 1 | 1 |
PintoPay: pros and cons
- +No KYC, with instant virtual card issuance
- +Supports BTC, ETH, USDT, BNB and TRX across networks
- +Cards can be issued via app or Telegram bot
- +No hidden monthly fees
- −$0.25 per transaction plus up to 2.5% top-up fee
- −Top-ups can take up to 12 hours
- −Card funds cannot be withdrawn back to crypto
- −No standard cashback, only referral rewards
Foton Card: pros and cons
- +No KYC to get a card
- +BINs tuned for ad platforms like Facebook and Google
- +3D Secure (3DS) supported for safer online payments
- +Unlimited card issuance for high-volume users
- −$100 refundable guarantee deposit to start
- −Virtual only, with no physical cards
- −Strict 20% maximum decline rate
- −Fees charged on declined attempts
Questions
Is PintoPay Card or Foton Card Virtual Card better?
PintoPay Card has the higher editor score (8.0/10). PintoPay also comes as a physical card. Foton Card rated higher by users, cheaper to open and cheaper to load.
Which is cheaper, PintoPay or Foton Card?
PintoPay charges $10.00 to open and 2.5% per top-up. Foton Card charges $2.00 to open and 1% per top-up. The top-up fee matters most if you load larger amounts.
Do PintoPay and Foton Card require KYC?
PintoPay: no ID needed. Foton Card: no ID needed.
Do PintoPay and Foton Card work with Apple Pay?
PintoPay works with Apple Pay and Foton Card works with Apple Pay.
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