PayWide Business Program Virtual Card vs Moon Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. PayWide Business Program Virtual Card scores higher overall (6.5 vs 6.4), but the better pick depends on what you need.
by PayWide
Pick PayWide Business Program if you want a card that
- ✓rated higher by users
- ✓works with Apple Pay
- ✓works with Google Pay
- ✓supports more coins
by Moon
Pick Moon if you want a card that
- ✓cheaper to load
- ✓pays more cashback
Side by side
| PayWide Business Program | Moon | |
|---|---|---|
| Editor score | 6.5/10Better | 6.4/10 |
| User rating | 4.8/10Better | 2.7/10 |
| ID check | No KYC | No KYC |
| Card fee | Not listed | Free |
| Monthly fee | Not listed | $20.00 |
| Top-up fee | 6% | 2%Better |
| FX fee | Not listed | 3% |
| Daily limit | No stated limit | $100,000 |
| Cashback | None | 1%Better |
| Card type | Virtual | Virtual |
| Network | Mastercard | Mastercard |
| Apple Pay | YesBetter | No |
| Google Pay | YesBetter | No |
| Coins | 8Better | 1 |
PayWide Business Program: pros and cons
- +Higher $10,000 spending limit
- +Lets NFT projects integrate their own tokens
- +No KYC for issuance
- +Works with Apple Pay and Google Pay
- −Issuance fee not clearly stated
- −Little company transparency and few support channels
- −No physical card
- −Conversion spreads may hide extra costs
Moon: pros and cons
- +Lightning support allows instant, nearly free Bitcoin transfers
- +No monthly or membership charges
- +Single-use cards from just $1.49
- +Keeps personal details hidden from merchants
- −Recent reports of suspended accounts and refund trouble
- −Virtual cards only, no physical version
- −$4,000 monthly cap across all cards
- −One-time cards lapse after 2 months
Questions
Is PayWide Business Program Virtual Card or Moon Card better?
PayWide Business Program Virtual Card has the higher editor score (6.5/10). PayWide Business Program rated higher by users, works with Apple Pay and works with Google Pay. Moon cheaper to load and pays more cashback.
Which is cheaper, PayWide Business Program or Moon?
PayWide Business Program charges an unlisted fee to open and 6% per top-up. Moon charges free to open and 2% per top-up. The top-up fee matters most if you load larger amounts.
Do PayWide Business Program and Moon require KYC?
PayWide Business Program: no ID needed. Moon: no ID needed.
Do PayWide Business Program and Moon work with Apple Pay?
PayWide Business Program works with Apple Pay and Moon does not work with Apple Pay.