PayWide Business Program Virtual Card vs WaldenPay Premium Virtual Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. They score the same overall, so the better pick depends on what you need.
by PayWide
Pick PayWide Business Program if you want a card that
- ✓fits your country and coins
by WaldenPay
Pick WaldenPay Premium if you want a card that
- ✓rated higher by users
- ✓cheaper to load
- ✓supports more coins
Side by side
| PayWide Business Program | WaldenPay Premium | |
|---|---|---|
| Editor score | 6.5/10 | 6.5/10 |
| User rating | 4.8/10 | 6.8/10Better |
| ID check | No KYC | No KYC |
| Card fee | Not listed | $10.00 |
| Monthly fee | Not listed | Not listed |
| Top-up fee | 6% | 5%Better |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | None |
| Card type | Virtual | Virtual |
| Network | Mastercard | Mastercard |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 8 | 135Better |
PayWide Business Program: pros and cons
- +Higher $10,000 spending limit
- +Lets NFT projects integrate their own tokens
- +No KYC for issuance
- +Works with Apple Pay and Google Pay
- −Issuance fee not clearly stated
- −Little company transparency and few support channels
- −No physical card
- −Conversion spreads may hide extra costs
WaldenPay Premium: pros and cons
- +No KYC or identity documents
- +Apple Pay and Google Pay supported
- +No limits on spending, transactions or number of cards
- +No fee on declined transactions
- −Steep 5% fee on every top-up
- −Virtual only, no physical card
- −Custodial, with anonymous ownership and a low trust rating
- −Card program partner is undisclosed and the asset list is self-reported
Questions
Is PayWide Business Program Virtual Card or WaldenPay Premium Virtual Card better?
Both cards share the same editor score. WaldenPay Premium rated higher by users, cheaper to load and supports more coins.
Which is cheaper, PayWide Business Program or WaldenPay Premium?
PayWide Business Program charges an unlisted fee to open and 6% per top-up. WaldenPay Premium charges $10.00 to open and 5% per top-up. The top-up fee matters most if you load larger amounts.
Do PayWide Business Program and WaldenPay Premium require KYC?
PayWide Business Program: no ID needed. WaldenPay Premium: no ID needed.
Do PayWide Business Program and WaldenPay Premium work with Apple Pay?
PayWide Business Program works with Apple Pay and WaldenPay Premium works with Apple Pay.