WaldenPay Premium Virtual Card vs Moon Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. WaldenPay Premium Virtual Card scores higher overall (6.5 vs 6.4), but the better pick depends on what you need.
by WaldenPay
Pick WaldenPay Premium if you want a card that
- ✓rated higher by users
- ✓works with Apple Pay
- ✓works with Google Pay
- ✓supports more coins
by Moon
Pick Moon if you want a card that
- ✓cheaper to open
- ✓cheaper to load
- ✓pays more cashback
Side by side
| WaldenPay Premium | Moon | |
|---|---|---|
| Editor score | 6.5/10Better | 6.4/10 |
| User rating | 6.8/10Better | 2.7/10 |
| ID check | No KYC | No KYC |
| Card fee | $10.00 | FreeBetter |
| Monthly fee | Not listed | $20.00 |
| Top-up fee | 5% | 2%Better |
| FX fee | Not listed | 3% |
| Daily limit | No stated limit | $100,000 |
| Cashback | None | 1%Better |
| Card type | Virtual | Virtual |
| Network | Mastercard | Mastercard |
| Apple Pay | YesBetter | No |
| Google Pay | YesBetter | No |
| Coins | 135Better | 1 |
WaldenPay Premium: pros and cons
- +No KYC or identity documents
- +Apple Pay and Google Pay supported
- +No limits on spending, transactions or number of cards
- +No fee on declined transactions
- −Steep 5% fee on every top-up
- −Virtual only, no physical card
- −Custodial, with anonymous ownership and a low trust rating
- −Card program partner is undisclosed and the asset list is self-reported
Moon: pros and cons
- +Lightning support allows instant, nearly free Bitcoin transfers
- +No monthly or membership charges
- +Single-use cards from just $1.49
- +Keeps personal details hidden from merchants
- −Recent reports of suspended accounts and refund trouble
- −Virtual cards only, no physical version
- −$4,000 monthly cap across all cards
- −One-time cards lapse after 2 months
Questions
Is WaldenPay Premium Virtual Card or Moon Card better?
WaldenPay Premium Virtual Card has the higher editor score (6.5/10). WaldenPay Premium rated higher by users, works with Apple Pay and works with Google Pay. Moon cheaper to open, cheaper to load and pays more cashback.
Which is cheaper, WaldenPay Premium or Moon?
WaldenPay Premium charges $10.00 to open and 5% per top-up. Moon charges free to open and 2% per top-up. The top-up fee matters most if you load larger amounts.
Do WaldenPay Premium and Moon require KYC?
WaldenPay Premium: no ID needed. Moon: no ID needed.
Do WaldenPay Premium and Moon work with Apple Pay?
WaldenPay Premium works with Apple Pay and Moon does not work with Apple Pay.