WaldenPay Premium Virtual Card vs WooCard Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. WaldenPay Premium Virtual Card scores higher overall (6.5 vs 6.3), but the better pick depends on what you need.

by WaldenPay
Pick WaldenPay Premium if you want a card that
- ✓supports more coins

by WooCard
Pick WooCard if you want a card that
- ✓cheaper to open
- ✓cheaper to load
- ✓also comes as a physical card
Side by side
| WaldenPay Premium | WooCard | |
|---|---|---|
| Editor score | 6.5/10Better | 6.3/10 |
| User rating | 6.8/10 | Not rated |
| ID check | No KYC | No KYC |
| Card fee | $10.00 | $9.00Better |
| Monthly fee | Not listed | Free |
| Top-up fee | 5% | 2.8%Better |
| FX fee | Not listed | Free |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | None |
| Card type | Virtual | Virtual and physicalBetter |
| Network | Mastercard | Visa |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 135Better | 18 |
WaldenPay Premium: pros and cons
- +No KYC or identity documents
- +Apple Pay and Google Pay supported
- +No limits on spending, transactions or number of cards
- +No fee on declined transactions
- −Steep 5% fee on every top-up
- −Virtual only, no physical card
- −Custodial, with anonymous ownership and a low trust rating
- −Card program partner is undisclosed and the asset list is self-reported
WooCard: pros and cons
- +Only a Telegram account and email needed, no ID check
- +No monthly, transaction, decline or cross-border fees
- +Cheap 9 USDT issuance and $20 minimum top-up
- +ATM access with the VIP virtual card and physical cards
- −Referral service that does not identify the real card issuer
- −2.8% top-up fee, plus a possible fixed 1 USDT
- −Entry-level Standard virtual card (9 USDT) has no ATM access; that needs the VIP virtual card (85 USDT) or a physical card
- −3 USDT fee to withdraw or refund a card balance
Questions
Is WaldenPay Premium Virtual Card or WooCard Card better?
WaldenPay Premium Virtual Card has the higher editor score (6.5/10). WaldenPay Premium supports more coins. WooCard cheaper to open, cheaper to load and also comes as a physical card.
Which is cheaper, WaldenPay Premium or WooCard?
WaldenPay Premium charges $10.00 to open and 5% per top-up. WooCard charges $9.00 to open and 2.8% per top-up. The top-up fee matters most if you load larger amounts.
Do WaldenPay Premium and WooCard require KYC?
WaldenPay Premium: no ID needed. WooCard: no ID needed.
Do WaldenPay Premium and WooCard work with Apple Pay?
WaldenPay Premium works with Apple Pay and WooCard works with Apple Pay.