Maybe Card vs Xkard Essential Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Maybe Card scores higher overall (9.6 vs 6.5), but the better pick depends on what you need.
Maybe Card
by Maybe
9.6editor score 8.2/10
Pick Maybe if you want a card that
- ✓rated higher by users
- ✓cheaper to open
- ✓cheaper to keep
- ✓cheaper to load
- ✓supports more coins
Xkard Essential Card
by Xkard
6.5editor score 5.2/10
Pick Xkard Essential if you want a card that
- ✓fits your country and coins
Side by side
| Maybe | Xkard Essential | |
|---|---|---|
| Editor score | 9.6/10Better | 6.5/10 |
| User rating | 8.2/10Better | 5.2/10 |
| ID check | No KYC | No KYC |
| Card fee | $49.00Better | $108.00 |
| Monthly fee | FreeBetter | $9.00 |
| Top-up fee | 2%Better | 4.5% |
| FX fee | Not listed | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | None |
| Card type | Virtual | Virtual |
| Network | Visa | Visa |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 2Better | 1 |
Maybe: pros and cons
- +No ID, selfie or proof of address for crypto-only accounts
- +Every purchase has a 50/50 chance to come back free
- +Outcomes settled from public market prices you can verify
- +Apple Pay and Google Pay on the Diamond card
- −Every purchase can also cost double
- −One-time card price from $49
- −2% top-up fee
- −New issuer, no public user reviews yet
Xkard Essential: pros and cons
- +No identity verification needed
- +Works with Apple Pay and Google Pay for tap payments
- +Virtual card issued immediately
- +Available worldwide except sanctioned regions
- −Steep 4.5% fee on each recharge
- −Annual subscription is due upfront
- −No physical card offered
- −Can only be funded with USDT
Questions
Is Maybe Card or Xkard Essential Card better?
Maybe Card has the higher editor score (9.6/10). Maybe rated higher by users, cheaper to open and cheaper to keep.
Which is cheaper, Maybe or Xkard Essential?
Maybe charges $49.00 to open and 2% per top-up. Xkard Essential charges $108.00 to open and 4.5% per top-up. The top-up fee matters most if you load larger amounts.
Do Maybe and Xkard Essential require KYC?
Maybe: no ID needed. Xkard Essential: no ID needed.
Do Maybe and Xkard Essential work with Apple Pay?
Maybe works with Apple Pay and Xkard Essential works with Apple Pay.
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