Gnosis Pay Card vs MetaMask Card
Two crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Gnosis Pay Card scores higher overall (8.9 vs 8.7), but the better pick depends on what you need.
by Gnosis Pay
Pick Gnosis Pay if you want a card that
- ✓pays more cashback
by MetaMask
Pick MetaMask if you want a card that
- ✓rated higher by users
- ✓cheaper to open
- ✓works with Apple Pay
- ✓works with Google Pay
Side by side
| Gnosis Pay | MetaMask | |
|---|---|---|
| Editor score | 8.9/10Better | 8.7/10 |
| User rating | 6.2/10 | 6.3/10Better |
| ID check | ID verification | ID verification |
| Card fee | $30.23 | FreeBetter |
| Monthly fee | Free | Free |
| Top-up fee | Not listed | Not listed |
| FX fee | Not listed | Free |
| Daily limit | $8,000 | No stated limit |
| Cashback | 4%Better | 3% |
| Card type | Physical | Virtual and physical |
| Network | Visa | Mastercard |
| Apple Pay | No | YesBetter |
| Google Pay | No | YesBetter |
| Coins | 3 | 3 |
Gnosis Pay: pros and cons
- +First self-custodial Visa card of its kind
- +Up to 4% cashback, or 5% with GNO holdings and the OG NFT
- +No transaction or foreign exchange fees
- +Works directly with a Safe smart wallet
- −1.5% stabilization fee on every transaction
- −Supports only EURe, GBPe and USDCe
- −Not usable for car rentals or fuel pumps
- −Daily spending cap of 8,000 EUR
MetaMask: pros and cons
- +Real self-custody, spending directly from the MetaMask wallet
- +Smart contract verification in under 5 seconds
- +Up to 3% cashback on Metal Card purchases
- +Works across Linea, Base and Solana
- −Metal Card costs $199 per year
- −Pilot phase with limited regions
- −Cashback paid in mUSD rather than USDC
- −Fewer supported tokens than rivals
Questions
Is Gnosis Pay Card or MetaMask Card better?
Gnosis Pay Card has the higher editor score (8.9/10). Gnosis Pay pays more cashback. MetaMask rated higher by users, cheaper to open and works with Apple Pay.
Which is cheaper, Gnosis Pay or MetaMask?
Gnosis Pay charges $30.23 to open and an unlisted fee per top-up. MetaMask charges free to open and an unlisted fee per top-up. The top-up fee matters most if you load larger amounts.
Do Gnosis Pay and MetaMask require KYC?
Gnosis Pay: yes, id verification. MetaMask: yes, id verification.
Do Gnosis Pay and MetaMask work with Apple Pay?
Gnosis Pay does not work with Apple Pay and MetaMask works with Apple Pay.