Gnosis Pay Card vs Avici Card
Two crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Gnosis Pay Card scores higher overall (8.9 vs 8.8), but the better pick depends on what you need.
by Gnosis Pay
Pick Gnosis Pay if you want a card that
- ✓pays more cashback
- ✓also comes as a physical card
by Avici
Pick Avici if you want a card that
- ✓rated higher by users
- ✓cheaper to open
- ✓works with Apple Pay
- ✓works with Google Pay
- ✓supports more coins
Side by side
| Gnosis Pay | Avici | |
|---|---|---|
| Editor score | 8.9/10Better | 8.8/10 |
| User rating | 6.2/10 | 8.5/10Better |
| ID check | ID verification | ID verification |
| Card fee | $30.23 | $15.00Better |
| Monthly fee | Free | Free |
| Top-up fee | Not listed | Free |
| FX fee | Not listed | Free |
| Daily limit | $8,000 | No stated limit |
| Cashback | 4%Better | None |
| Card type | PhysicalBetter | Virtual |
| Network | Visa | Visa |
| Apple Pay | No | YesBetter |
| Google Pay | No | YesBetter |
| Coins | 3 | 4Better |
Gnosis Pay: pros and cons
- +First self-custodial Visa card of its kind
- +Up to 4% cashback, or 5% with GNO holdings and the OG NFT
- +No transaction or foreign exchange fees
- +Works directly with a Safe smart wallet
- −1.5% stabilization fee on every transaction
- −Supports only EURe, GBPe and USDCe
- −Not usable for car rentals or fuel pumps
- −Daily spending cap of 8,000 EUR
Avici: pros and cons
- +Self-custodial, with collateral in an escrow contract only your wallet controls
- +$15 one-time for the first virtual card and no monthly fee
- +0% FX markup and no top-up or transaction fees
- +Supports Apple Pay and Google Pay
- −An August 2026 exploit drained Solana card balances, though Avici refunded users in full
- −Platinum ATM withdrawals cost $1 + 0.65%
- −Disputes carry a non-refundable $35 fee
- −No cashback or spending rewards
Questions
Is Gnosis Pay Card or Avici Card better?
Gnosis Pay Card has the higher editor score (8.9/10). Gnosis Pay pays more cashback and also comes as a physical card. Avici rated higher by users, cheaper to open and works with Apple Pay.
Which is cheaper, Gnosis Pay or Avici?
Gnosis Pay charges $30.23 to open and an unlisted fee per top-up. Avici charges $15.00 to open and free per top-up. The top-up fee matters most if you load larger amounts.
Do Gnosis Pay and Avici require KYC?
Gnosis Pay: yes, id verification. Avici: yes, id verification.
Do Gnosis Pay and Avici work with Apple Pay?
Gnosis Pay does not work with Apple Pay and Avici works with Apple Pay.