Tuyo Visa Card vs Gnosis Pay Card
Two crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Tuyo Visa Card scores higher overall (9.4 vs 8.9), but the better pick depends on what you need.
by Tuyo
Pick Tuyo if you want a card that
- ✓rated higher by users
- ✓cheaper to open
- ✓works with Apple Pay
- ✓works with Google Pay
by Gnosis Pay
Pick Gnosis Pay if you want a card that
- ✓pays more cashback
- ✓supports more coins
Side by side
| Tuyo | Gnosis Pay | |
|---|---|---|
| Editor score | 9.4/10Better | 8.9/10 |
| User rating | 7.5/10Better | 6.2/10 |
| ID check | ID verification | ID verification |
| Card fee | FreeBetter | $30.23 |
| Monthly fee | Free | Free |
| Top-up fee | Free | Not listed |
| FX fee | Free | Not listed |
| Daily limit | No stated limit | $8,000 |
| Cashback | None | 4%Better |
| Card type | Virtual and physical | Physical |
| Network | Visa | Visa |
| Apple Pay | YesBetter | No |
| Google Pay | YesBetter | No |
| Coins | 2 | 3Better |
Tuyo: pros and cons
- +Self-custodial, with up to 11% APY on deposits
- +No issuance, monthly or USD transaction fees
- +Deposits accepted from Ethereum, Base, Arbitrum, Optimism and Polygon
- +Free transfers to other Tuyo users
- −USDC only, so little choice of assets
- −No ATM withdrawals or PIN
- −Virtual card only for now, physical card still to come
- −KYC needed to get the card
Gnosis Pay: pros and cons
- +First self-custodial Visa card of its kind
- +Up to 4% cashback, or 5% with GNO holdings and the OG NFT
- +No transaction or foreign exchange fees
- +Works directly with a Safe smart wallet
- −1.5% stabilization fee on every transaction
- −Supports only EURe, GBPe and USDCe
- −Not usable for car rentals or fuel pumps
- −Daily spending cap of 8,000 EUR
Questions
Is Tuyo Visa Card or Gnosis Pay Card better?
Tuyo Visa Card has the higher editor score (9.4/10). Tuyo rated higher by users, cheaper to open and works with Apple Pay. Gnosis Pay pays more cashback and supports more coins.
Which is cheaper, Tuyo or Gnosis Pay?
Tuyo charges free to open and free per top-up. Gnosis Pay charges $30.23 to open and an unlisted fee per top-up. The top-up fee matters most if you load larger amounts.
Do Tuyo and Gnosis Pay require KYC?
Tuyo: yes, id verification. Gnosis Pay: yes, id verification.
Do Tuyo and Gnosis Pay work with Apple Pay?
Tuyo works with Apple Pay and Gnosis Pay does not work with Apple Pay.