Avici Card vs XPlace Card
Two crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Avici Card scores higher overall (8.8 vs 8.6), but the better pick depends on what you need.
Avici Card
by Avici
8.8editor score 8.5/10
Pick Avici if you want a card that
- ✓rated higher by users
- ✓cheaper to load
- ✓supports more coins
XPlace Card
by XPlace
8.6editor score 6.7/10
Pick XPlace if you want a card that
- ✓also comes as a physical card
Side by side
| Avici | XPlace | |
|---|---|---|
| Editor score | 8.8/10Better | 8.6/10 |
| User rating | 8.5/10Better | 6.7/10 |
| ID check | ID verification | ID verification |
| Card fee | $15.00 | Not listed |
| Monthly fee | Free | Free |
| Top-up fee | FreeBetter | 1% |
| FX fee | Free | Not listed |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | None |
| Card type | Virtual | Virtual and physicalBetter |
| Network | Visa | Mastercard |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 4Better | 2 |
Avici: pros and cons
- +Self-custodial, with collateral in an escrow contract only your wallet controls
- +$15 one-time for the first virtual card and no monthly fee
- +0% FX markup and no top-up or transaction fees
- +Supports Apple Pay and Google Pay
- −An August 2026 exploit drained Solana card balances, though Avici refunded users in full
- −Platinum ATM withdrawals cost $1 + 0.65%
- −Disputes carry a non-refundable $35 fee
- −No cashback or spending rewards
XPlace: pros and cons
- +Credit mode allows spending without selling crypto
- +Rewards paid in BONK, PYTH and JUP tokens
- +XP system linked to a Q4 2026 token airdrop
- +Fairly competitive 1% FX fee on international purchases
- −Smart contracts have not been publicly audited
- −Credit interest rates not published
- −Based in Dubai, UAE, which raises regulatory questions
- −Annual membership fees on premium tiers
Questions
Is Avici Card or XPlace Card better?
Avici Card has the higher editor score (8.8/10). Avici rated higher by users, cheaper to load and supports more coins. XPlace also comes as a physical card.
Which is cheaper, Avici or XPlace?
Avici charges $15.00 to open and free per top-up. XPlace charges an unlisted fee to open and 1% per top-up. The top-up fee matters most if you load larger amounts.
Do Avici and XPlace require KYC?
Avici: yes, id verification. XPlace: yes, id verification.
Do Avici and XPlace work with Apple Pay?
Avici works with Apple Pay and XPlace works with Apple Pay.