Xkard Essential Card vs WooCard Card
Two no KYC crypto cards compared side by side on fees, limits, ID checks, phone wallets and ratings. Xkard Essential Card scores higher overall (6.5 vs 6.3), but the better pick depends on what you need.
Xkard Essential Card
by Xkard
6.5editor score 5.2/10
Pick Xkard Essential if you want a card that
- ✓fits your country and coins
WooCard Card
by WooCard
6.3editor score
Pick WooCard if you want a card that
- ✓cheaper to open
- ✓cheaper to keep
- ✓cheaper to load
- ✓also comes as a physical card
- ✓supports more coins
Side by side
| Xkard Essential | WooCard | |
|---|---|---|
| Editor score | 6.5/10Better | 6.3/10 |
| User rating | 5.2/10 | Not rated |
| ID check | No KYC | No KYC |
| Card fee | $108.00 | $9.00Better |
| Monthly fee | $9.00 | FreeBetter |
| Top-up fee | 4.5% | 2.8%Better |
| FX fee | Not listed | Free |
| Daily limit | No stated limit | No stated limit |
| Cashback | None | None |
| Card type | Virtual | Virtual and physicalBetter |
| Network | Visa | Visa |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Coins | 1 | 18Better |
Xkard Essential: pros and cons
- +No identity verification needed
- +Works with Apple Pay and Google Pay for tap payments
- +Virtual card issued immediately
- +Available worldwide except sanctioned regions
- −Steep 4.5% fee on each recharge
- −Annual subscription is due upfront
- −No physical card offered
- −Can only be funded with USDT
WooCard: pros and cons
- +Only a Telegram account and email needed, no ID check
- +No monthly, transaction, decline or cross-border fees
- +Cheap 9 USDT issuance and $20 minimum top-up
- +ATM access with the VIP virtual card and physical cards
- −Referral service that does not identify the real card issuer
- −2.8% top-up fee, plus a possible fixed 1 USDT
- −Entry-level Standard virtual card (9 USDT) has no ATM access; that needs the VIP virtual card (85 USDT) or a physical card
- −3 USDT fee to withdraw or refund a card balance
Questions
Is Xkard Essential Card or WooCard Card better?
Xkard Essential Card has the higher editor score (6.5/10). WooCard cheaper to open, cheaper to keep and cheaper to load.
Which is cheaper, Xkard Essential or WooCard?
Xkard Essential charges $108.00 to open and 4.5% per top-up. WooCard charges $9.00 to open and 2.8% per top-up. The top-up fee matters most if you load larger amounts.
Do Xkard Essential and WooCard require KYC?
Xkard Essential: no ID needed. WooCard: no ID needed.
Do Xkard Essential and WooCard work with Apple Pay?
Xkard Essential works with Apple Pay and WooCard works with Apple Pay.
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